Use more sense than cents when spending
Apartheid , Gang , Gambling
Buy now - pay later.
Still using an old model? Upgrade today!
Keep calm - and spend ...
Everywhere we go it seems we are encouraged to spend more than we may have planned to or we walk into a store and end up buying things we don’t really need. Being responsible with our money doesn’t seem to be a popular message. Who wants to have the oldest model of phone, car or style of clothing? Who really wishes they had less money to spend on things?
The way we spend our money says a lot about our values, ed what we believe about ourselves and where we find our identity. Welcome to week 3 of the Heartlines Values & Money campaign. This week we focus on the money value, responsibility in spending.
We seem to overspend for a number of reasons: to impress others; because we feel we deserve it; to show progress in our lives (maybe from a childhood of poverty); to hide our fears or insecurities; for pleasure – and even for stress relief (retail therapy).
But spending irresponsibly can affect our true happiness, our bank balance and our peace of mind. In South Africa we have more than 9.53 million people with bad credit records. Too many people are overspending and getting into all sorts of trouble. Just ask Axe Gumede (from Nothing for Mahala).
If we are honest with ourselves about the reasons we spend the way we do, we may find that it becomes easier to make responsible spending decisions. The poet Oscar Wilde said, “Nowadays people know the price of everything and the value of nothing.”
Let’s challenge ourselves to question the true value of everything we spend money on. Let’s use more sense and fewer cents when spending.
Week 3 of the Heartlines Values & Money campaign.
Join the conversation. Live the values.
#moneyvalues
Featured
Church in the time of COVID-19
Read more about Church in the time of COVID-19You may also like
From hustling for every penny to sharing valuable money lessons
He was an impressionable young man and Jeff says his attitude towards money was shaped by the fact that he would follow a group of boys who worked for a well-known criminal.
Read more about From hustling for every penny to sharing valuable money lessons
We all have untapped skills that we can use to improve our finances
Joe Masilela believes we can use the talents we are born with to create a living and end poverty. He also shares some of his lessons about the value of money and the impact it has on our relationships.
Read more about We all have untapped skills that we can use to improve our finances
Heartlines supports #OrangeMaskFridays anti-corruption campaign
By wearing an orange mask, people will be showing that they are taking a stand against the misuse of public money. Read more about Heartlines supports #OrangeMaskFridays anti-corruption campaign
Don’t fall for the WhatsApp stokvel and other pyramid schemes
Every year a new pyramid scheme emerges in South Africa to exploit the needy. Read more about Don’t fall for the WhatsApp stokvel and other pyramid schemes
[WATCH] University of Pretoria students reveal an optimistic attitude towards money
Our Values & Money team spent the day at UP Orientations day, and this is what they discovered. Read more about [WATCH] University of Pretoria students reveal an optimistic attitude towards money